Home Buying

Buy with confidence.
We cater to homebuyers with all types of needs. Whether you're a first-time buyer, moving-up to your next home, buying an investment property or preparing for your retirement, we have the products and expertise needed to make your experience smooth and seamless. We work with real estate agents all over the country and can pre-qualify you for the ultimate in negotiating power in today's competitive market.

Call or chat with one of our experts today to find out how we can supercharge your next purchase experience.

Build &

Create the home of your dreams.
Whether you’re starting with raw land or an existing home, we’re experts in construction and remodel financing. We work with home builders all over the country and have an entire team dedicated to working with your builder or contractor from closing to completion.

Call or chat with one of our experts today to find out how to make this process a breeze!


Make your home loan work for you.
We offer the full spectrum of loan terms that you’ll need when it’s time to lower your monthly payment, pull equity out for a larger purchase or prepare to retire. Our refinancing rates and terms are competitive and our mortgage professionals can help you determine the right solution for your needs.

Call or chat with one of our experts to put our experience to work for you today.

Conforming Convention
& Jumbo

One size does not fit all.
Our menu of loan programs is designed to meet the needs of all loan sizes: S, M, L, XL, yes, even XXL. From starter homes to your next mansion, we have loan terms that you’ll find to be competitive and can be custom fit for your needs.

Call or chat today with one of our experts to have a home loan tailored just for you.

Federal Housing

Small or gifted down payments?
You bet! We are experts at working with borrowers who need to put down as little as possible, or even get their down payment from family. With our full suite of government-insured home loan programs, we can even work with some grant programs to help you buy your first home without a down payment. Goldwater Bank is an approved FHA lender; not endorsed or sponsored by the Department of Housing and Urban Development (HUD) or any government agency.

Call or chat today with one of our experts to make sure you get the right loan program for you.


Thank you for your service.
Now it's our turn. We salute the courage and dedication of those who serve or have served our great country. In fact, we’re a veteran-owned institution and take a great deal of pride to employ and provide financing to many United States Veterans. We offer a full line of loan programs insured by the VA and can help you through the entire process. Goldwater Bank is an approved VA lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency

Call or chat today with one of our experts to make sure you get the most out of your benefit eligibility.


Our Personal Bankers and lending professionals provide financial solutions and take pride in making each and every Goldwater Bank experience a pleasurable one. We put the needs of our customer first, and depend on our collective knowledge base to provide a uniquely collaborative banking and lending experience. Our online & mobile platforms provide an unprecedented level of flexibility that we feel is the standard of our customer's modern expectations. With our mobile-centric solutions, you can ...


Contact Us


- NMLS: 452955
Phone: (800) 375-4719
Email: marketing@goldwaterbank.net


All rates and programs subject to change without notice. An equal housing lender. NMLS #452955

Goldwater Bank

© 2019 Goldwater Bank, N.A. Incl, All Rights Reserved. Goldwater Bank, N.A. is a registered trademark of Goldwater Bank, N.A. Incorporated NMLS# 452955